Privacy Policy

Yield Update (“Yield Update,” “we,” “us,” or “our”) publishes financial news at yieldupdate.com and is operated by Worth Square LLC. This Privacy Policy explains what information we collect, how we use it, and the choices you have. Privacy questions may be sent to the mailing address or email below.

Worth Square LLC, 901 N Market Street, Suite 100-10t, Wilmington, DE 19801
info@yieldupdate.com

Text messages and mobile numbers

Yield Update Alerts is an optional text message program operated by Worth Square LLC. It offers two types of messages, each with its own consent checkbox: Market Alerts (daily rate and market alerts, and breaking news) and Marketing Messages (offers and subscription promotions). Neither box is checked by default, and agreeing to one does not enroll you in the other.

When you opt in, we collect the mobile number and first name you provide, the message types you selected, the date and time of your request, your IP address, your browser’s user-agent string, the page where you signed up, and the version of the disclosure you agreed to. Providing an email address is optional. These consent records are stored with our database provider, Supabase. We use your mobile number only to send the message types you selected.

We do not sell or share your phone number with third parties. Mobile opt-in data and consent are never shared with third parties or affiliates for marketing purposes.

You can opt out at any time by replying STOP. Reply HELP for help, or email info@yieldupdate.com. Message frequency varies (up to 2 msgs/day). Message and data rates may apply. Consent to receive text messages is not a condition of any purchase, and purchasing a subscription does not enroll you in text messages. Wireless carriers are not liable for delayed or undelivered messages.

Accounts

You may create an account using your email address and a password. We verify your email address before the account is activated. We store your first name, mobile number (if provided), and the contact preferences you choose: account emails, marketing emails, text market alerts, and text marketing messages. Each preference is off unless you turn it on. Passwords are stored in hashed form by Supabase, our authentication and database provider. We do not share account data or text message consent records for marketing.

A free account includes one subscriber article per calendar day (Pacific time). To provide this benefit, we record which article you read on each day you use it.

When you log in, we set cookies that keep you signed in on that browser. If you uncheck “Keep me logged in,” those cookies expire when you close your browser. If your confirmed email address is associated with an active subscription, we also set the subscription cookie described below.

Subscriptions and payments

Payments are processed by Stripe. Card details are entered directly on Stripe’s secure checkout pages, including when you update your payment card, and we do not store full card numbers. Once Stripe confirms your subscription, we store your Stripe customer ID, subscription ID, plan, and billing period end date in a signed cookie. If you manage your subscription from a browser without that cookie, we may ask for the email address on the subscription, the last four digits of your card, and your billing ZIP or postal code. We verify these details with Stripe and do not store them. You can cancel at the end of your billing period, or reverse a scheduled cancellation before it takes effect, from your subscription page.

Cookies

We use the following cookies to operate the site:

• yu_reads: for readers without a subscription, records which current articles have been read so we can provide 2 free articles.
• yu_plan: a secure, signed cookie that stores your Stripe customer ID, plan, and billing period end date so you can read subscriber content. We periodically re-verify your subscription with Stripe.
• yu_account: a secure cookie that lasts about twelve hours and identifies you on the subscription management page after you verify your billing details.

We do not sell information collected through cookies.

Like most websites, our servers automatically log the pages requested, the time of each request, and your browser’s user-agent string. We use these logs to operate, maintain, and secure the site.

Advertising

We may display advertising from third-party providers such as Google AdSense. These providers may use cookies to measure ad performance and, where you permit it, to personalize ads. Mobile numbers and text message opt-in data are never used for advertising. Our ads.txt file lists the sellers authorized to sell our ad inventory.

Information we never request

We will never ask you for your Social Security number, brokerage login, or full card number on this website. We do not sell your personal information.

Contact

Questions about this policy may be directed to Worth Square LLC, 901 N Market Street, Suite 100-10t, Wilmington, DE 19801, or info@yieldupdate.com. Our SMS terms are included in the Terms of Service.